Program Administrators - VGM Insurance Services

VGM Insurance Services

Programs & Coverages: Home Medical Equipment, Home Health Care and Hospice, Physical Therapy and Outpatient Rehabilitation, Orthotic and Prosthetic Providers, Medical Manufacturers, Distributors, and Manufacturer Reps, Additional Allied Healthcare Classes of Business, Golf and Hospitality

M1111 W San Marnan Dr | Waterloo, IA 50701

P800-362-3363

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Company Description

Specialty Programs for the Allied Healthcare and Golf and Hospitality Industries

Founded in 1990 and headquartered in Waterloo, Iowa, VGM Insurance Services has been a recognized leader for over 30 years in providing specialty insurance programs for a variety of niche industries.

With a national presence, partnerships with over 1,500 agents and brokers across the country, access to multiple markets, and programs designed and built by industry experts, our programs are some of the fastest growing in the industries we serve.

Our portfolio of specialty programs includes:

  • Home Medical Equipment
  • Home Health Care and Hospice
  • Physical Therapy and Outpatient Rehabilitation
  • Orthotic and Prosthetic Providers
  • Medical Manufacturers, Distributors, and Manufacturer Reps
  • Additional Allied Healthcare Classes of Business
  • Golf and Hospitality

VGM Insurance Services has underwriting offices across the country, is 100% Employee-Owned, and has been named among the Best Places to Work in Insurance by Business Insurance Magazine.

Program Highlights:

  • Trusted Carrier Partners: We work only with A.M. Best 'A' Rated or higher carriers. You can trust us to protect your clients' business.
  • Admitted and Non-Admitted Nationwide: We have the flexibility to meet the ever-changing needs of your clients' business.
  • Ease of Doing Business: Our fully digital application and renewal process make it simple and convenient to get your insurance business done – for you and your clients!
  • Risk Management Expertise: Access to our in-house corporate counsel and claims team, as well as a full portfolio of risk management resources, helps clients manage their risk and defend their business.

Programs & Coverages

Home Medical Equipment

Specialized Insurance Solutions Designed for the Unique Needs of Home Medical Equipment Providers

We offer specialized, full-line coverage for a wide range of businesses in the home medical equipment industry. We pride ourselves on providing tailored solutions for the unique needs of every provider.

This program is available in all 50 states.

Our Customers:

  • Home Medical Equipment Providers
  • Home Accessibility Contractors
  • Respiratory Providers
  • Sleep Study Clinics
  • Complex Rehabilitation Providers
  • Post-mastectomy and Women's Health Boutiques

Coverage Options Include:

  • Commercial General Liability
  • Professional Liability
  • Property
  • Business Auto
  • Workers’ Compensation
  • Excess Coverage
  • Directors and Officers
  • Employment Practices Liability
  • Cyber Liability
  • Surety Bonds

Contact
800-362-3363
info@vgminsurance.com

URL: https://www.vgminsurance.com/programs/home-medical-equipment

Home Health Care and Hospice

Specialized Insurance Solutions Designed for the Unique Needs of Home Health Care and Hospice Providers

With an expert team specializing in the Home Health Care and Hospice industries, our insurance program provides a broad portfolio of enhanced coverages at competitive prices. Partner with VGM Insurance Services for exceptional customer service, quick turnaround time and claims expertise.

This program is available in all 50 states.

Our Customers:

  • Home Health Providers
  • Hospice Providers
  • Temporary Medical Staffing

Coverage Options Include:

  • Commercial General Liability
  • Professional Liability
  • Property
  • Business Auto
  • Workers’ Compensation
  • Excess Coverage
  • Directors and Officers
  • Employment Practices Liability
  • Cyber Liability
  • Surety Bonds

Contact
800-362-3363
info@vgminsurance.com

URL: https://www.vgminsurance.com/programs/home-health-hospice

Physical Therapy and Outpatient Rehabilitation

Specialized Insurance Solutions Designed for the Unique Needs of Physical Therapy and Outpatient Rehabilitation Providers

VGM Insurance is dedicated to providing physical therapy practices with insurance coverage tailored to their unique business, so they can focus on meeting their patients’ needs. Our insurance program provides a broad portfolio of enhanced coverages at competitive prices. Partner with VGM Insurance Services for exceptional customer service, quick turnaround time and claims expertise.

This program is available in all 50 states.

Our Customers:

  • Physical Therapy
  • Occupational Therapy
  • Speech Therapy
  • Massage Therapy
  • Athletic Trainers

Coverage Options Include:

  • Commercial General Liability
  • Professional Liability
  • Property
  • Business Auto
  • Workers’ Compensation
  • Excess Coverage
  • Directors and Officers
  • Employment Practices Liability
  • Cyber Liability
  • Surety Bonds

Contact
800-362-3363
info@vgminsurance.com

URL: https://www.vgminsurance.com/programs/physical-therapy

Orthotic and Prosthetic Providers

Specialized Insurance Solutions Designed for the Unique Needs of Orthotic and Prosthetic Providers

Orthotic and Prosthetic providers specialize in helping people find comfort and regain their independence. With coverage provided by VGM Insurance, your client’s O&P practice can continue that important mission. We offer a broad portfolio of policy options that give them all the coverage they need while controlling costs. Partner with VGM Insurance Services for exceptional customer service, quick turnaround time and claims expertise.

This program is available in all 50 states.

Our Customers:

  • Orthotic and Prosthetic Practices and Services
  • Custom Fitters
  • Central Fabricators
  • Prosthetic Manufacturers
  • Post-mastectomy and Women’s Health Boutiques

Coverage Options Include:

  • Commercial General Liability
  • Professional Liability
  • Property
  • Business Auto
  • Workers’ Compensation
  • Excess Coverage
  • Directors and Officers
  • Employment Practices Liability
  • Cyber Liability
  • Surety Bonds

Contact
800-362-3363
info@vgminsurance.com

URL: https://www.vgminsurance.com/programs/orthotic-prosthetic

Medical Manufacturers, Distributors, and Manufacturer Reps

Specialized Insurance Solutions Designed for the Unique Needs of Medical Manufacturers, Medical Distributors, and Medical Manufacturer Representatives

Whether the business manufactures medical devices or components used by patients across the country, or distributes these components to the doctors serving those patients, VGM Insurance can provide the coverage needed to protect the business, control costs, and allow your clients’ to perform this essential work. We are an insurance provider that understands the unique needs of this industry. Partner with VGM Insurance Services for exceptional customer service, quick turnaround time and claims expertise.

This program is available in all 50 states.

Our Customers:

  • Medical Manufacturer Representatives
  • Medical Distributors
  • Select Medical Manufacturers

Coverage Options Include:

  • Commercial General Liability
  • Professional Liability
  • Property
  • Business Auto
  • Workers’ Compensation
  • Excess Coverage
  • Directors and Officers
  • Employment Practices Liability
  • Cyber Liability
  • Surety Bonds

Contact
800-362-3363
info@vgminsurance.com

URL: https://www.vgminsurance.com/programs/medical-manufacturer-reps-distributors

Additional Allied Healthcare Classes of Business

Specialized Insurance Solutions Designed for Businesses in the Allied Healthcare Industry

Allied Healthcare coverage for businesses that don’t fall into traditional categories and come with a unique set of risks is our specialty. With over 30 years of expertise in this industry, our program provides comprehensive insurance coverage tailored for each unique business. Partner with VGM Insurance Services for exceptional customer service, quick turnaround time and claims expertise.

This program is available in all 50 states.

Our Customers:

  • Residential Hospice
  • Medical Testing and Imaging Laboratories
  • Dialysis Centers
  • Outpatient Therapy and Rehabilitation
  • Specialty Human Services

Coverage Options Include:

  • Primary limits up to $5M/$7M
  • Monoline Professional or combined
  • Professional/General Liability
  • Sexual/Physical Abuse sub-limit options up to $1M/$1M
  • Property
  • Hired and Non-owned Auto coverage
  • Claims-Made or Occurrence
  • Shared Limit or Separate Limit
  • Defense within or outside of limits
  • Various deductible options starting at $0

Contact
800-362-3363
info@vgminsurance.com

URL: https://www.vgminsurance.com/programs/additional-allied-healthcare-insurance

Golf and Hospitality

Specialized Insurance Solutions Designed for the Unique Needs of Golf Courses, Country Clubs, and Hospitality Businesses

Our goal is to make sure the course is covered from the clubhouse, to the 18th hole, and everything in between. We specialize in placing a wide spectrum of commercial insurance products in the golf and hospitality industries. This program provides broader solutions, as well as the flexibility of optional and standalone coverages for clubs and businesses of all sizes, types and ownership structures.

This program is available in all 50 states.

Our Customers:

  • Public Courses
  • Private and Semi-private Clubs
  • Daily Fee Courses
  • Golf Management Companies
  • Tax-exempt Municipalities
  • Resorts
  • City, Athletic, and Social Clubs
  • Equine Services and Facilities

Coverage Options Include:

  • Property
  • Casualty
  • Umbrella
  • Business Auto
  • Difference in Conditions and Equipment
  • Cyber Liability
  • Directors and Officers
  • Employment Practices Liability
  • Workers Compensation
  • Pollution and Storage Tank
  • Accident and Health

Contact
800-362-3363
info@vgminsurance.com

URL: https://www.vgminsurance.com/programs/golf-insurance