Program Administrators - Rockwood Programs

Rockwood Programs

Programs & Coverages: Established Property Casualty Agent E&O, Life Agent Agent E&O Insurance, MGA E&O, Newly Licensed P&C Insurance Agents E&O, Allied Health Care E&O, Non-Standard Medical Malpractice, Not for Profit D&O, Employment Practices Liability Insurance

M3001 Philadelphia Pike | Claymont, DE 19703


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Company Description

Rockwood Programs is the Insurance Agent and Broker Specialist.

Rockwood can provide E&O coverage to P&C Agents, Life A&H Agents, Newly Licensed, Program Administrators, MGA's, Security Specialists, Insurance Companies and More.

Our products are all backed by A rated or better carriers, and our dedicated staff is ready to provide an exceptional level of service. Rockwood Programs is a Managing General Agency fully licensed in 50 states with the capacity and legal status to handle P&C, Life, and A&H products.

Other national programs sold through retail agents include Directors and Officers Coverage, Professional Liability for Podiatric Physicians, Non-Standard Medical Malpractice and other miscellaneous classes of E&O coverage.

Contact us to determine how Rockwood Programs can become your key business partner.

Programs & Coverages

Established Property Casualty Agent E&O

Rockwood Programs and Modern Insurance Consultants have joined forces to provide easy access to competitively priced Insurance Agent E&O coverage nationwide.

  • Professional Liability Experts serving independent agents since 1994
  • One Application gives you access to multiple markets writing agents E&O
  • We have the E&O coverage your agency needs:
    – Limits available up to $10,000,000
    – Premiums starting as low as $1,250 and deductibles as low as $1,000
    – Exclusive E&O Programs through “A” (Excellent) or higher rated carriers
    – Insolvency, Defense Costs Outside the Limit and First Dollar Defense coverage options available
    – Fast Quote turnaround with our exclusive 2-page QuickQuote application for agents and brokers

P&C Underwriting Unit


Life Agent Agent E&O Insurance

ROCKWOOD PROGRAMS offers three different coverages- Errors & Omissions, General Liability, and Identity Theft- for around the same price as others charge for E&O alone!

  • Policies are issued individually- no shared aggregate limits as in many group plans.
  • Premium installment option available-- purchase $1,000,000 liability limit for as little as $278.75* up-front!
  • Coverage for Mutual Fund placements (subject to sub-limit) provided at no cost.
  • $100,000 of General Liability included.
  • Coverage for incidental P&C and/or financial placements available.
  • All policyholders receive proprietary access to an inventory of loss mitigation tools.
  • Up to $25,000 in Identity Theft protection provided at no additional charge.

*Initial installment includes first premium payment and all applicable taxes and fees. Total premium: $650 for your own policy-- not a certificate issued under a group plan.

Click here to access our online quoting facility!

Life Agent E&O Underwriting Unit



Program Administrators are specialists, in the larger world of intermediaries. It is estimated that there are less than 2,000 true Program Administrators in the United States, focusing on specific market areas or product lines. They also invest significantly in automation and technology to improve quality and processing time. Despite these preferred characteristics, Specialist PA's find it difficult to secure adequate E&O coverage. Many professional lines writers lump this exclusive group in with a wide variety of wholesalers and insurance generalists, resulting in high premiums and few liability options. Rockwood has teamed with several carriers that recognize the preferred characteristics of the Specialist Program Administrator. Let Rockwood Fight for Your E&O.

Mark Lann


Newly Licensed P&C Insurance Agents E&O

Property and Casualty Insurance Agents who have had their license less than three years frequently have difficulty securing E&O coverage. Rockwood has addressed this coverage issue by partnering with Lloyds of London to create a product specifically designed to fill this void.

Factors which determine eligibility include:

  • years of experience
  • annual commission revenues
  • risk location
  • types of products placed.

The newly licensed agents program provides a liability limit of $1,000,000/$1,000,000.



Marie Ciliberto
Toll Free: 877-764-4555

Fax to: 302-762-4200

States: AL, AZ, CA, CO, GA, IN, LA, MD, MI, MN, MS, MO, NM, NY, OH, OR, RI, SD, TN, VT, VA, WI

Brian Pasternack
Toll Free: 877-764-4555

Fax to: 302-762-4200

States: AK, AR, CT, DC, DE, FL, HI, ID, IL, IA, KS, KY, ME, MA, MT, NE, NV, NH, NJ, NC, ND, OK, PA, SC, TX, UT, WA, WV, WY












P&C Agent Underwriting Unit


Allied Health Care E&O

You should be aware that Rockwood offers multiple markets with extensive underwriting and claim handling experience for allied healthcare risks.

Need assistance with risks such as:

  • Anti-Aging Clinics and Spas
  • Adult Day Cares
  • Dietitians/ Nutritionists
  • Eye Care Services
  • Home Healthcare Services
  • Pharmacists
  • Hospice Services
  • Nurse Midwives
  • Imaging Centers
  • Veterinarians

For over a decade, Rockwood's Medical Malpractice/ Allied Healthcare underwriters have worked to provide highly rated and competitive market options for the above risks and many more classes.

Give us a shot to assist you on your Allied Healthcare business by clicking here to access our application.

Megan Franco


Non-Standard Medical Malpractice

Rockwood provides professional liability coverage for physicians, dentists and surgeons with claim history, probation or difficulty obtaining coverage due to specialty.



Not for Profit D&O

Management liability for not-for-profit organizations provides protection against lawsuits brought by a variety of sources - including employees, part-time labor, third-parties, and volunteers. Despite their altruistic intent, not-for-profit entities face many of the same liability exposures as their for-profit counterparts.

Tailored Coverages Available:

  • Limits of Liability up to $5,000,000
  • Stand-Alone or Packaged Coverages
    - Directors, Officers, and Organizational Liability Insurance
    - Employment Practices Liability Insurance
    - Fiduciary Liability Insurance

NFP Underwriting Unit


Employment Practices Liability Insurance

Rockwood Programs, Inc. has been a go-to market for Employment Practices Liability Insurance (EPLI) for nearly two decades. We recently established an exclusive partnership with Fortegra Companies, which will enable us to continue to provide this important management liability coverage.

Policy Features: (some restrictions may apply)

  • Coverage for Third Party Wrongful acts, Wage and Hour, Defense Outside the Limits, and Prior Acts coverage available
  • Multiple liability limit options – up to $1,000,000/$1,000,000 available
  • “Soft Hammer” wording with a 75/25 Insured/Insurer split
  • Punitive damages covered, where insurable by law
  • Coverage for alleged violations of the Immigration Reform Control Act provided at no cost – sub-limits apply
  • Retentions starting as low as $2,500 some state restrictions.

EPLI at Rockwood Programs, Inc. can be provided on an admitted basis in all 50 states.  Some restrictions will apply.  We have appointments with several carriers to accommodate clients seeking EPLI written in the states that are not approved with our admitted carrier. 

Fill out our “quick quote” form and submit it today for a no-obligation quote!

Meghan Bell