Program Administrators - Breckenridge Insurance

Breckenridge Insurance

Programs & Coverages: Workers' Compensation

M3550 George Busbee Pkwy NW, Suite 300 | Kennesaw, GA 30144


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Company Description

Our team is extremely specialized, passionate and highly invested in each one of our partnerships with insurance agents, brokers and carriers. When you work with Breckenridge Insurance, you won’t get lost in a sea of 6,000 brokers or endless bureaucracy. Our expert brokerage, binding, programs support team members are reliable and responsive and aim to serve as the behind-the-scenes force to help grow your business. We support our clients throughout the entire process to ensure the right product is placed for each individual insured’s needs.

We appreciate that beyond the bind, the real-world experience of a claim will be the defining moment for all involved. We approach each submission and carrier partner with this in mind. The answer is not simply about rate, but our shared responsibility and genuine care for those who entrust us to provide smart, competitive solutions. This is what drives us to be forthright and professional in our dealings. Let us earn your trust today.

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Programs & Coverages

Workers' Compensation

Our workers’ compensation team has the expertise to handle most state jurisdictions and your most difficult risks as we offer access to diverse carriers. Our capabilities include writing primary or excess coverage for self-insureds as well as structuring large deductible plans throughout the United States. Our expertise as a wholesaler goes well beyond sourcing to delivering a viable and competitive program that best suits the situation.


  • A.M. Best A+ Superior Rating
  • Multi-state capabilities
  • More than 500 eligible classes
  • Prompt turnaround and service
  • Solid expertise and market relationships
  • Excess WC for Self-Insureds

Target Classes:

  • More than 500 classes, including:
    • Auto Recyclers/Dealers
    • Roofing
    • Heavy Manufacturing
    • Contractors/Landscapers
    • Property Management
    • Healthcare/Nursing Homes
    • USL&H
    • Tough to Place Risk, Exposure and/or Loss
  • Excess:
    • Public Entities
    • Schools
    • Hospitals
    • Nursing Homes
    • Manufacturing
    • Construction and more

Lines of Business:

  • Guaranteed Cost – More than 500 eligible class codes, most states
  • Excess WC for Self-Insureds – one of the larger producers for several carriers
  • Large Deductible – Can include WC, GL and Auto
  • Alternative Markets –  Expertise in captive and rent-a-captive program
  • Excess:
    • *Buffer Policy: Breckenridge has access to a buffer layer policy that reduces the insured’s SIR and exposure to a specified level. Highlights of this program:
    • Reimburses statutory workers’ compensation and employers liability claims excess of the SIR and within the buffer limit of liability
    • Admitted states – AL, AR, AZ, CA, CO, GA, IL, IN, KY, LA, MA, MI, MN, MO, NC, NE, NJ, NM, NV, OH, OK, PA, SC, SD, TN, TX, UT, WV and WY (NY is in process)
    • Attachments as low as $100,000
    • Follow form Excess WC coverage, not AD&D
    • We can assist in determining whether self-insurance might be an option for your client and help with the approval process. If self-insurance is not the right approach, we do have access to many A-rated Guaranteed Cost markets. Our expertise as a wholesaler goes well beyond sourcing to delivering a viable and competitive coverage that best suits the situation.

Additional Information:

  • Primary Markets:
    • AIG
    • American Mining Amerisafe
    • AmTrust BerkleyNet Berkshire Hathaway
    • Employers FirstComp Guard
    • Hartford Markel RTW
    • Starstone V3 Insurance Partners
  • Excess Markets:
    • ACE
    • Arch
    • Midlands- NY Marine
    • Midwest Employers Casualty
    • Safety National
    • US Specialty-State National
  • Large Deductible Markets:
    • AIG
    • Old Republic
    • Safety National
    • Sentry
    • Strategic Comp

Breckenridge Insurance