Program Administrators - Conifer Insurance Services
Conifer Insurance Services
Company Description
Conifer Insurance Services is a specialty program administrator that provides agents and brokers with an innovative mix of insurance products for niche and underserved industry groups.
Programs & Coverages
Cannabis Insurance Solutions
Introduced in 2015, our comprehensive cannabis program offers products that are uniquely designed to fulfill the special insurance needs of the cannabis industry.
Carrier
- A.M. Best A (Excellent)
Target Classes
- Dispensaries & Provisioning Centers
- Cultivators/Growers
- Product Manufacturers
- Lounges/On-Site Consumption
- Lab/Safety Compliance
- Extraction Companies
- Microbusinesses
- Transporters
- Processors
Coverage Information
- General Liability
- Product Liability (Claims Made Form)
- Marijuana Liability
- Cyber Liability
- Property
- Buildings
- Crop & Stock
- Goods in Process
- Business Personal Property
- Improvements & Betterments
- Equipment Breakdown
- Business Income
- Property Enhancement Endorsement (Over 20 additional coverages)
- Hired & Non-Owned Auto
- Lessors Risk Only (Available if tenant coverage has or will be placed with Conifer)
- Surety Bonds (Michigan Only)
Availability
- Admitted: Michigan
- E&S: All Other States (Excluding FL & NY)
Submission Requirements
- Completed Application or Acords (Competitor applications are also acceptable)
- Submission can be sent to CommercialLines@coniferinsurance.com
Contact
Matt Webber(248) 480-2990
mwebber@coniferinsurance.com
URL: https://coniferinsurance.com/insurance-programs/cannabis/
Food & Beverage Insurance Solutions
Our Food & Beverage Program is designed to serve the unique and changing needs of the industry and provides coverage options to business owners in a competitive and comprehensive package.
Carrier
- A.M. Best A- (Excellent)
Target Classes
- Bars, Taverns, Pubs, Bistros & Wine Bars
- Fine Dining & Family Restaurants
- Fraternal Organizations
- Beer, Wine & Liquor Stores
- Convenience Stores
- Juice & Smoothie Bars
- Coffee & Donut Shops
- Bagel Shops, Cafes & Bakeries
- Ice Cream Parlors
Coverage Information
- General Liability
- Liquor Liability
- Cyber Liability
- Property
- Buildings
- Business Income
- Business Personal Property
- Improvements & Betterments
- Equipment Breakdown
- Property Enhancement Endorsement (Over 20 additional coverages)
- Hired & Non-Owned Auto
- Lessors Risk Only (Available if tenant coverage has or will be placed with Conifer)
Availability
- Admitted: Michigan
- E&S: Alabama, Colorado, Idaho, Illinois, Indiana, Kentucky, Nebraska,North Dakota, Ohio, South Dakota, Wyoming
Submission Requirements
- Completed Application or Acords (Competitor applications are also acceptable)
- Submission can be sent to CommercialLines@coniferinsurance.com
Contact
Matt Webber(248) 480-2990
mwebber@coniferinsurance.com
URL: https://coniferinsurance.com/insurance-programs/food-and-beverages/
Craft Beverage Insurance Solutions
Our Craft Beverage Program is designed to serve the unique and changing needs of the industry and provides coverage options to business owners in a competitive and comprehensive package.
Carrier
- A.M. Best A- (Excellent)
Target Classes
- Cideries
- Wineries
- Brew Pubs
- Micro Breweries
- Regional Breweries
- Micro / Craft Distilleries
- Speciatly Crat Beer & Wine Shops
Coverage Information
- General Liability
- Liquor Liability
- Cyber Liability
- Property
- Buildings
- Business Income
- Business Personal Property
- Improvements & Betterments
- Equipment Breakdown
- Property Enhancement Endorsement (Over 20 additional coverages)
- Hired & Non-Owned Auto
- Lessors Risk Only (Available if tenant coverage has or will be placed with Conifer)
Availability
- Admitted: Michigan
- E&S: Alabama, Colorado, Idaho, Illinois, Indiana, Kentucky, Nebraska, North Dakota, Ohio, South Dakota, Wyoming
Submission Requirements
- Completed Application or Acords (Competitor applications are also acceptable)
- Submission can be sent to CommercialLines@coniferinsurance.com
Contact
Matt Webber(248) 480-2990
mwebber@coniferinsurance.com
Mainstreet Insurance Solutions
Our Mainstreet Insurance Program provides coverage options to hospitality related classes that do not meet the definition of a restaurant, bar or tavern but carry a familiar risk profile.
Carrier
- A.M. Best A- (Excellent)
Target Classes
- Tobacco Stores
- Vape Stores
- Cigar Stores
- Cigar Lounges
- Hookah Lounges
- Gas Stations
- Retal Convenience Stores
Coverage Information
- General Liability
- Product Liability (Excluded for tobacco, vape or cigar risks)
- Liquor Liability
- Cyber Liability
- Property
- Buildings
- Business Income
- Business Personal Property
- Improvements & Betterments
- Equipment Breakdown
- Property Enhancement Endorsement (Over 20 additional coverages)
- Hired & Non-Owned Auto
- Lessors Risk Only (Available if tenant coverage has or will be placed with Conifer)
Availability
- Admitted: Michigan
- E&S: Alabama, Colorado, Idaho, Illinois, Indiana, Kentucky, Nebraska, North Dakota, Ohio, South Dakota, Wyoming
Submission Requirements
- Completed Application or Acords (Competitor applications are also acceptable)
- Submission can be sent to CommercialLines@coniferinsurance.com
Contact
Matt Webber(248) 480-2990
mwebber@coniferinsurance.com
Liquor Liability
Providing liquor liability coverage to business owners is the cornerstone of Conifer. With over three decades of experience, our Liquor Liability Program is designed for license holders seeking monoline liquor liability insurance.
Carrier
- A.M. Best A- (Excellent)
Target Classes
- Fine Dining & Family Restaurants
- Bars, Taverns, Pubis & Cocktail Lounges
- Liquor Stores, Other Off-Premise Sales
- Grocery & Convenience Stores
- Fraternal Organizations & Social Clubs
- Civic Organizations & Private Clubs
- Comedy Clubs & Dinner Theaters
- Billiards, Pool Halls, Bowling Centers
- Alcoholic Beverage Distributors
Highlights
- High Liquor Receipts Considered
- Premiums Based On:
- Annual Liquor Receipts
- Risk Type
- No Deductible
- Competitive and Stable Pricing
- Limits Starting at $50,000
- New Ventures Considered
Availability
- Admitted: Michigan
- E&S: Alabama, Illinois, Ohio
Submission Requirements
- Completed Application or Acords (Competitor applications are also acceptable)
- Submission can be sent to CommercialLines@coniferinsurance.com
Contact
Matt Webber(248) 480-2990
mwebber@coniferinsurance.com